Company Investment Products

```react

import React, { useState, useMemo } from 'react';

// Product Data

const PRODUCTS = [

{

id: 'msi',

tagline: 'Secure corporate wealth with consistent monthly yields.',

dividendRate: 0.01,

ratePeriod: 'monthly',

minCapital: 1000000,

minDurationYrs: 3,

entity: 'Corporate bodies',

requirements: [

"Company's Registration Certificate",

"Proof of Tax Payment",

"Government Approved ID Card",

"Proof of Address"

bgGradient: 'from-emerald-900 to-teal-950',

icon: 'briefcase'

{

id: 'fdi',

tagline: 'Flexible growth structures for both personal and corporate capital.',

dividendRate: 0.15, // default annual

rates: {

quarterly: 0.03,

biannually: 0.07,

annually: 0.15

ratePeriod: 'flexible',

minCapital: 100000,

minDurationYrs: 1,

entity: 'Individual and Corporate bodies',

requirements: [

"Government Approved ID Card",

"Proof of Address"

bgGradient: 'from-blue-900 to-indigo-950',

icon: 'shield'

{

id: 'tfi',

tagline: 'Dedicated academic capital compounding for a brighter future.',

dividendRate: 0.04,

ratePeriod: 'quarterly',

minCapital: 50000,

minDurationYrs: 4,

entity: 'Individual students',

requirements: [

"Admission Letter",

"Student ID Card",

"Parents' Government Approved ID Card",

"Proof of Address"

bgGradient: 'from-amber-900 to-orange-950',

icon: 'graduation-cap'

{

id: 'hfi',

tagline: 'High-impact yield designed to empower non-governmental foundations.',

dividendRate: 0.20,

ratePeriod: 'annually',

minCapital: 10000000,

minDurationYrs: 3,

entity: 'Non-Governmental Organizations (NGOs)',

requirements: [

"Registration Certificate",

"Proof of Tax Payment",

"Government Approved ID Card",

"Proof of Address"

bgGradient: 'from-purple-900 to-rose-950',

icon: 'heart'

{

id: 'dsi',

tagline: 'Micro-growth compounding daily for everyday savings.',

dividendRate: 0.0003,

ratePeriod: 'daily',

minCapital: 1000,

minDurationMonths: 3,

minDurationYrs: 0.25,

entity: 'Everyone',

requirements: [

"Approved ID Card",

"Proof of Address"

bgGradient: 'from-cyan-900 to-slate-950',

icon: 'coins'

{

id: 'hci',

tagline: 'Realize homeownership dreams with structured asset backed growth.',

dividendRate: 0.01,

ratePeriod: 'monthly',

minCapital: 250000,

minDurationYrs: 3,

entity: 'Individual workers',

requirements: [

"Employment Letter",

"Company ID Card",

"Property Documents",

"Government Approved ID Card",

"Proof of Address"

bgGradient: 'from-stone-800 to-emerald-950',

icon: 'home'

{

id: 'rpi',

tagline: 'Decade-scale compounding for comfortable, golden-year security.',

dividendRate: 0.10,

ratePeriod: 'annually',

minCapital: 10000,

minDurationYrs: 10,

entity: 'Individuals (25 years and above)',

requirements: [

"Government Approved ID Card",

"Proof of Address"

bgGradient: 'from-slate-900 to-neutral-950',

icon: 'umbrella'

}

];

// Inline SVGs for all custom icons

const Icon = ({ name, className = "w-6 h-6" }) => {

switch (name) {

case 'briefcase':

return (

</svg>

);

case 'shield':

return (

</svg>

);

case 'graduation-cap':

return (

</svg>

);

case 'heart':

return (

</svg>

);

case 'coins':

return (

</svg>

);

case 'home':

return (

</svg>

);

case 'umbrella':

return (

</svg>

);

case 'calculator':

return (

</svg>

);

case 'info':

return (

</svg>

);

case 'check':

return (

</svg>

);

default:

return null;

}

};

export default function App() {

const [selectedProduct, setSelectedProduct] = useState(PRODUCTS[0]);

const [fdiPayoutFrequency, setFdiPayoutFrequency] = useState('annually'); // for FDI calculations

const [investmentAmount, setInvestmentAmount] = useState(selectedProduct.minCapital);

const [durationYears, setDurationYears] = useState(selectedProduct.minDurationYrs || 3);

const [calcInterestType, setCalcInterestType] = useState('compound'); // simple vs compound

const [currentTab, setCurrentTab] = useState('explore'); // explore, calculator, apply

// Quick Application Form State

const [formName, setFormName] = useState('');

const [formEmail, setFormEmail] = useState('');

const [formPhone, setFormPhone] = useState('');

const [formEntity, setFormEntity] = useState('');

const [formAcceptedTerms, setFormAcceptedTerms] = useState(false);

const [formSubmitted, setFormSubmitted] = useState(false);

// Safely trigger product changes and recalibrate parameters

const handleProductChange = (prod) => {

setSelectedProduct(prod);

setInvestmentAmount(prod.minCapital);

setDurationYears(prod.minDurationYrs || 1);

};

// Calculations for Dividends

const calculations = useMemo(() => {

const principal = Number(investmentAmount) || 0;

const t = Number(durationYears) || 1;

let rate = selectedProduct.dividendRate;

let periodsPerYear = 1;

if (selectedProduct.id === 'fdi') {

if (fdiPayoutFrequency === 'quarterly') {

rate = 0.03;

periodsPerYear = 4;

} else if (fdiPayoutFrequency === 'biannually') {

rate = 0.07;

periodsPerYear = 2;

} else {

rate = 0.15;

periodsPerYear = 1;

}

} else if (selectedProduct.ratePeriod === 'monthly') {

periodsPerYear = 12;

} else if (selectedProduct.ratePeriod === 'quarterly') {

periodsPerYear = 4;

} else if (selectedProduct.ratePeriod === 'daily') {

periodsPerYear = 365;

} else if (selectedProduct.ratePeriod === 'annually') {

periodsPerYear = 1;

}

let totalPayout = 0;

let totalDividends = 0;

if (calcInterestType === 'compound') {

// A = P(1 + r/n)^(nt)

totalPayout = principal * Math.pow(1 + rate, periodsPerYear * t);

totalDividends = totalPayout - principal;

} else {

// Simple Interest: Total Dividends = P * r * (n * t)

totalDividends = principal * rate * (periodsPerYear * t);

totalPayout = principal + totalDividends;

}

// Determine estimated average returns

const averageAnnualDividend = totalDividends / t;

const averageMonthlyDividend = totalDividends / (t * 12);

return {

principal,

rate: rate * 100,

periodsPerYear,

totalDividends,

totalPayout,

averageAnnualDividend,

averageMonthlyDividend

};

}, [selectedProduct, fdiPayoutFrequency, investmentAmount, durationYears, calcInterestType]);

const currencyFormatter = new Intl.NumberFormat('en-US', {

style: 'currency',

currency: 'USD',

maximumFractionDigits: 0

});

return (

{/* Premium Header */}

</div>

<div>

NEW CEPHASLIGHT

</h1>

<p className="text-xs text-amber-500 tracking-wider uppercase font-medium">Peaceful Investment Satisfaction. Since 2015</p>

</div>

<button

onClick={() => setCurrentTab('explore')}

className={`px-4 py-1.5 rounded-full text-xs sm:text-sm font-semibold transition-all ${currentTab === 'explore' ? 'bg-gradient-to-r from-emerald-600 to-teal-600 text-white shadow' : 'text-slate-400 hover:text-slate-200'}`}

Our Products

</button>

<button

onClick={() => setCurrentTab('calculator')}

className={`px-4 py-1.5 rounded-full text-xs sm:text-sm font-semibold transition-all ${currentTab === 'calculator' ? 'bg-gradient-to-r from-emerald-600 to-teal-600 text-white shadow' : 'text-slate-400 hover:text-slate-200'}`}

Yield Calculator

</button>

<button

onClick={() => setCurrentTab('apply')}

className={`px-4 py-1.5 rounded-full text-xs sm:text-sm font-semibold transition-all ${currentTab === 'apply' ? 'bg-gradient-to-r from-emerald-600 to-teal-600 text-white shadow' : 'text-slate-400 hover:text-slate-200'}`}

Start Investment

</button>

</nav>

</div>

</header>

{/* Hero Banner Section */}

A Decade of Trusted Financial Stewardship

</span>

Build Wealth with <span className="bg-gradient-to-r from-emerald-400 via-amber-400 to-teal-400 bg-clip-text text-transparent">Unshakable Peace of Mind</span>

</h2>

Discover bespoke investment schemes tailored for individuals, students, corporations, and NGOs. Maximise your capital returns with our transparent, high-performing portfolios.

</p>

<button

onClick={() => setCurrentTab('calculator')}

className="px-6 py-3.5 bg-gradient-to-r from-emerald-500 to-teal-500 hover:from-emerald-600 hover:to-teal-600 text-slate-950 font-bold rounded-xl shadow-lg shadow-emerald-500/10 transition-transform active:scale-95 text-sm sm:text-base"

Launch Dividend Calculator

</button>

<button

onClick={() => setCurrentTab('explore')}

className="px-6 py-3.5 bg-slate-900 hover:bg-slate-850 text-slate-200 font-semibold rounded-xl border border-slate-800 transition-transform active:scale-95 text-sm sm:text-base"

Explore Products

</button>

</div>

</section>

{/* Main Content Areas based on tabs */}

{/* TAB 1: EXPLORE PRODUCTS */}

{currentTab === 'explore' && (

<div>

<div>

<h3 className="text-2xl sm:text-3xl font-bold text-white">Our Signature Portfolios</h3>

<p className="text-slate-400 mt-1">Select an asset product to review terms, returns, and required documents.</p>

</div>

<span>Minimum commitment varies per asset program</span>

</div>

{/* Product Grid */}

{PRODUCTS.map((prod) => {

const isSelected = selectedProduct.id === prod.id;

return (

<div

key={prod.id}

onClick={() => handleProductChange(prod)}

className={`cursor-pointer group relative rounded-2xl p-6 transition-all duration-300 border ${

isSelected

? 'bg-slate-900 border-emerald-500 shadow-xl shadow-emerald-950/20'

: 'bg-slate-900/40 hover:bg-slate-900/80 border-slate-800'

}`}

</div>

{prod.entity.split(' ')[0]}

</span>

</div>

{prod.name}

</h4>

{prod.tagline}

</p>

<div>

<span className="text-[10px] text-slate-400 uppercase tracking-wider block">Est. Yield Rate</span>

{prod.id === 'fdi' ? 'Up to 15%' : `${(prod.dividendRate * 100).toFixed(2).replace('.00', '')}%`}

{prod.id === 'fdi' ? 'annually' : prod.ratePeriod}

</span>

</div>

<div>

<span className="text-[10px] text-slate-400 uppercase tracking-wider block">Min. Entry Capital</span>

{currencyFormatter.format(prod.minCapital)}

</span>

</div>

<span>

NEW CEPHASLIGHT

Company Investment Products

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